Regardless of what kind of insurance you’re curious about, there are a variety of ways in which you can get a quote: you can obtain it in person, via mail or telephone, or online. Grab a free vehicle insurance quote online here. Providers that specialize in vintage and/or antique car insurance, although they provide somewhat different services such as flexible rates based on mileage and coverage for things like auto shows and other events, are no different.
Nowadays, many insurance companies will provide you with a quote instantaneously through their websites. You’ll usually be asked to input a range of information in order to receive an accurate quote. You’ll first need to input basic data including your date of birth and location, which may include both the place where the classic car is garaged, and the city, county and state in which it’s registered.
After this, you will probably be asked to enter pertinent information about the car itself. This almost always includes the make, model and year. The type of vehicle (car, truck, motorcycle, etc.) may also be required. Most companies specializing in classic car insurance use an agreed-value system, in which cases you will have to input the value of the automobile, as well as whether it is stock, modified, a replica or otherwise. Many insurers will, with some restrictions, offer some choice as to what sort of deductible you want. Some will ask for additional information, possibly including the kind of garage in which the car is kept, annual mileage, and so on.
After this, you will receive your quote. For example, on July 21, 2009, a hypothetical modified 1969 Chevrolet Camaro worth $75,000 registered in Bowling Green, Kentucky was given the following quotes from classic car insurance companies: from Hagerty, $1,190.71; from Grundy, $530.34; from American Collectors, $1,789.52. Of course, these quotes contain much more detail than just the annual fees themselves and are based on a number of variables. They usually explain liability information, and many give you the opportunity to look at a detailed summary of the items that help make up the total price. Additionally, many providers will let you register and save your quote for posterity in the hope that you’ll come back later and officially apply for insurance.
It generally takes no more than a couple of minutes to obtain a quote online, regardless of the uniqueness of your car. For vintage vehicle owners, it’s certainly worthwhile to take this time to compare quotes and find out where the best value is. Get an online car insurance quotation.